Paybawk
Recover what you're owed
Henrietta, the Paybawk hen

Stop chasing.
Start collecting.

Paybawk recovers your overdue B2B invoices end-to-end — multi-channel, human-supervised, legally grounded. We're paid only on the cash we bring in.

Recover what you're owed
UK · The problem

Too chicken to chase? You shouldn't have to be.

Late payment is the tax on growth no one voted for. Chasing it is thankless — and every reminder you send spends a little goodwill you can't get back.

In March 2026 the UK passed its toughest late-payment crackdown in 25 years — non-waivable statutory interest, a commissioner that can fine. The levers exist. Pulling them shouldn't cost you the relationship.

Meet Paybawk

An agent that works your ledger while you sleep.

It chases on every channel, resolves queries and disputes, agrees payment plans and issues statutory demands — human-supervised, with the riskier moves gated for your approval. Then it tells you the good news.

Bawk! Acme just paid £4,200
Invoice INV-20431 · 47 days overdue · recovered in full
2 reminders 1 dispute resolved no escalation
a real win-state from inside the product
How it works

Friendly but relentless. Plucky, not pushy.

01
Chase

Politely, persistently, on every channel — in your tone of voice, on a compliant cadence.

02
Resolve

Queries and disputes handled on the spot, so a quibble never becomes a write-off.

03
Agree

Payment plans that actually land — structured, tracked, and honoured.

04
Escalate

Statutory demands under the Late Payment of Commercial Debts (Interest) Act 1998 — only when they're needed, always by the book.

Outcome pricing

Nothing if we collect nothing.

We're paid a percentage of the cash we actually recover — priced below the debt-agency norm. No recovery, no fee. Don't count your chickens; we'll count the cash.

One brain, two registers

Charm at your front door. Discipline at theirs.

Personality dials up near your money — and down to zero near a debtor's. Same agent, two voices: one warm and on your side, one firm, courteous and legally grounded.

Customer · warm
Bawk! Acme just paid £4,200
One pun. One £ figure. Earned.
Debtor · sober
Paybawk on behalf of Northwind Ltd FINAL NOTICE

Invoice INV-20431 for £4,200.00 is 47 days overdue.

Under the Late Payment of Commercial Debts (Interest) Act 1998, statutory interest and charges now apply. A payment plan is available. No mascot, no pun, no playful colour.

The face of recovery

Meet Henrietta. She rules the roost.

A hen with a head for numbers — calm and capable rather than cute. She works the ledger so you don't have to, and shows up only where she's welcome: on your screen, never the debtor's.

Henrietta, the Paybawk hen
idle
Bawk!
working
empty
expression / pose kit — produced with image tooling
Paybawk

Stop chasing. Start collecting.

Recover what you're owed
paybawk.com
© 2026 Paybawk · Recover what you're owed